The REAL BILLS start after discharge.
Discover the ‘missing piece’ in your financial planning – A strategic planning for long term care.
Limited seats · Live Webinar · No Replays
Malaysia’s Transition to a "Super-Aged" Nation
1 IN 6 IS SENIOR CITIZEN
1 IN 5 IS PHYSICALLY DEPENDENCY*
THE 92% ILLUSION
We are covered for the surgery, but not for the recovery. Once you leave the hospital, the life saving starts to disappear.
By 2030, Malaysia is expected to see a significant demographic shift.
*Physical dependency refers to the inability to perform daily tasks without assistance
WHY Medical Cards Are Not Enough?
''Your medical card settles the hospital bills, your savings pay for your recovery care you'll need at home''
RM 0
THERE IS NO REIMBURSEMENT FOR NURSING OR POST-DISCHARGE CARE UNDER A STANDARD MEDICAL CARD!
THE PRICE FOR PHYSICALLY INDEPENDENCY
If a senior citizen becomes physically dependent (unable to bathe, eat, or move alone) after a discharge, the medical card stops paying, and the family must choose one of these three paths:
NURSING HOME
RM 2,500 - RM 6,000 PER MONTH
Hospital-grade beds, food and basic nursing supervision in a facility.
FAMILY CARE
RM 0 [IT'S FREE BUT IT IS ALSO LOSS OF INCOME]
A child quits their job (averagely loss of RM4,000) to stay home.
HOME CARE-GIVER
RM3,500 - RM 5,000 PER MONTH
Professional nursing care at home for 12-24 hours privately instead of a crowded ward.
''Your savings are shrinking. The cost of aging just became the NEW LUXURY.''
When we talk about the "Price for Physical Dependency" (the cost of needing help to live), we are looking at a long-term financial commitment that far exceeds a one-time hospital bill.
The "Price" of being physically dependent for 5 years in Malaysia can easily reach RM250,000 to RM400,000.
In Malaysia, this is often the "hidden cost" of aging that wipes out EPF savings.
PLAN FOR YOUR LONG-TERM CARE
To protect your hard earned savings & your loved ones.
Long-Term Care
Means when you need daily help for basic activities like bathing, continence, mobility, dressing, eating, transfer.
It may from your retirement savings, EPF Saving, Property or other assets.
By insuring yourself with old age disability care insurance.
Long-Term Care Funding
Create a Long-Term Care Fund
WHY PLAN EARLY?
Because "HOPE" is not a financial strategy for your 60-month recovery.
We should plan early to prevent our hard-earned savings & EPF from being wiped out by uncertainties.
PROTECT YOUR WEALTH
Don’t spend your savings. Your EPF was built for 20 years of retirement joy, not 5 years of medical survival. Planning ensures your bank balance stays untouched while your bills get paid.
PROTECT YOUR CHILDREN
Don’t become a burden. Filial piety shouldn't be a career-killer. Allow your children to provide Love, not labor. You remain the "Giver" in their lives, not a monthly invoice.
Don’t lose your dignity. Dignity is the power to say "No." No to budget nursing homes. No to staying in a hospital ward. Planning gives you the luxury of recovering in your own bedroom, surrounded by your own memories.
PROTECT YOUR CHOICE
Fact 2: The Silent Mental Toll
Nearly 40% of family caregivers in Malaysia suffer from clinical depression.
Long-term care is a 24/7 marathon. Without professional support, the "Sandwich Generation" (children) face mental breakdowns that lead to family dissolution.
Fact 1: The Abandonment Crisis
Hundreds of elderly patients are abandoned in Malaysian government hospitals (GH) annually.
It’s rarely about "hate." It’s about Financial & Physical Collapse. When home care becomes too expensive and the stress too high, some children simply "disappear" after discharge.
Articles: The Hidden Truths in Malaysia
Frequently Asked Questions (FAQ)
Question 2: I have a Medical Cards and insurance. Do I still need to attend?
Yes, because medical card covers only hospital bills but not the post-discharge recovery.
Let's find out more if you need it.
Question 3: Am I eligible to plan?
That’s what our webinar is for. We will show different scenarios and case studies. You will find out in the webinar. No stress.
Question 4: What if I can't attend webinar?
Make the future a priority.
Question 1: Is there a fee to join the webinar?
No. Access is complimentary, but seats are limited.
WHY US?
13 years of experience in Hong Leong Assurance.
Leading a Multi-Million Dollar Agency
Founder of MET Advisory Malaysia
1-Hour Wealth Blueprint: A proven strategy to retire with dignity, maintain independence, and stay in absolute control.
Plan Early. Retire Wisely. Live Freely.
WINNIE LEE
SENIOR AGENCY MANAGER
Total Control
In this 1-hour webinar, we will cover
Critical strategies for singles or those without children to ensure lifelong support and dignity.
Take charge of your aging journey-don't leave it to luck, kids, or the government.
Luxury Care, Zero Stress
Secure private nursing or a retirement resort without touching your EPF or savings.
The 10X Strategy
Use smart financial leverage to fund your eldercare while protecting your legacy.
Plan for One
Don’t Plan Alone.
You’ve seen the numbers. You know the risks. Now, let us show you the Blueprint.
Questions or insights? Reach out to discuss.
Our Team
